easy
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home loans
India's First AI-Native Housing Finance Company
150+
Branches across India. Doorstep service in your city.

India’s Only AI-Native Housing Finance Company.

Apply from your phone, get approved in 2 hours, and receive disbursement within 24 hours. No paperwork. No branch visits. Just keys.

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OUR PRODUCTS

Six Products. One promise - keep it simple, keep it fair.

SMART LOAN TOOLS

Plan Your Home Loan in 60 Seconds

Free calculators to help you make informed decisions before you apply.

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GET STARTED

From application to keys, in 3 steps.

1

3-Minute Application

Simple digital flow with zero paperwork. Just the basics to get you moving.

2

2-Hour Approval

Our proprietary engine reviews your profile and delivers a decision in record time.

3

24-Hour Disbursement

Once approved and documentation is complete, funds are disbursed within 24 hours — directly towards your home purchase.


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TRUSTED ACROSS INDIA

Numbers that speak for themselves

From metro cities to small towns, bridging the gap between aspiration and home ownership — one family at a time.

00+

Years of lending DNA in our team

00 Cr+

Assets under management

00+

Branches across India

00+

Families now living in their own homes

STORIES

Real families. Real homes.

What customers say about their experience with Easy Home Finance.

FAQ

Frequently Asked Questions

Have Questions? Here are Answers

  • Is Easy Home Finance a registered HFC?

    Yes. Easy Home Finance Limited holds a Certificate of Registration from the National Housing Bank and operates under the regulatory framework prescribed by the Reserve Bank of India for Housing Finance Companies. We are also a registered Corporate Agent with IRDAI for distribution of insurance products.

  • What is the maximum home loan amount I can get?

    You can get a home loan of up to Rs. 75 Lakhs from Easy Home Finance.

  • How quickly can I get a home loan approved?

    Easy Home Finance provides AI-powered approval in as little as 2 hours, with disbursement within 24 hours.

  • What is the minimum interest rate for a home loan at Easy Home Finance?

    Easy Home Finance offers home loans starting at 8.99% per annum.

  • What is a Home loan?

    A home loan is financing provided by a housing finance company or bank to purchase or construct a residential property. The property is mortgaged to the lender as security until the loan, together with interest, is fully repaid — ownership and title remain with you, the borrower.

  • When can I apply for a home loan?

    A home  loan can be applied at any time after you have decided to construct or purchase a property, even if property is not yet selected or the construction has not commenced.

  • How can I apply for a Loan?

    Applying is simple: complete the online application on our website or the Easy Home app, upload your documents digitally, and our team will contact you within one working day to take it forward.

FROM THE BLOGS

Read before you borrow.

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