Join our team to fulfil the dreams of a Billion Indians

We are looking for an HR Recruiter to manage our full-cycle recruitment, from identifying potential hires to their onboarding. 

Responsibilities 
Design and update job descriptions Source potential candidates from various online channels (e.g. social media and professional platforms like Naukri) 
Screen incoming resumes and application forms 
Interview candidates 
Advertise job openings on social media, job boards and internally 
Provide shortlists of qualified candidates to hiring managers
Negotiate salary with the candidates
Send job offer Letter email and answer queries about compensation and benefits 
Follow up on joining formalities
Collaborate with Hiring managers to identify future hiring needs 
MIS Reporting Assisting to Head HR 

 

Pre-Requisites

Requirements and skills
Experience with sourcing techniques Understanding of referral programs Solid verbal and written communication skills.

We are seeking a highly skilled and experienced Concurrent Auditor to join our team at EHFL. As a Concurrent Auditor, you will be responsible for conducting real-time audits and ensuring compliance with internal policies, regulatory requirements, and best practices. Your primary focus will be on monitoring the accuracy and integrity of financial transactions, identifying potential risks, and recommending appropriate control measures.

Job Description

1. Conduct concurrent audits of Home Loan products, loan disbursements, collections, and other operational activities to ensure adherence to company policies, procedures, and relevant regulatory guidelines.

2. Verify the accuracy and completeness of accounting entries, loan documents, and supporting documentation.

3. Identify and report any deviations, irregularities, or non-compliance with established procedures or regulatory requirements.

4. Assess the effectiveness of internal controls and make recommendations for improvements to mitigate risks and enhance operational efficiency.

5. Review loan portfolios, including loan applications, loan agreements, collateral valuation, and documentation to ensure compliance with credit policies and regulatory guidelines.

6. Perform periodic reconciliations of accounts, ledgers, and other financial records to ensure accuracy and detect discrepancies or fraudulent activities.

7. Collaborate with cross-functional teams, including Operations, Credit, Legal, and Compliance, to address audit findings, resolve issues, and implement corrective actions.

8. Prepare comprehensive audit reports, including findings, observations, and recommendations, and present them to management and relevant stakeholders.

 

Pre-Requisites

1. Bachelor's degree in Accounting, Finance, or a related field. Professional certification such as CA/CA-Intermediate or MBA (Finance) is preferred.
2. Proven experience as an Auditor, preferably in the financial services industry, with a focus on concurrent auditing.
3. Sound knowledge of accounting principles, internal controls, and auditing standards.
4. Familiarity with regulatory guidelines and compliance requirements applicable to housing finance companies in India.
5. Effective communication skills, both verbal and written, with the ability to prepare clear and concise audit reports and present findings to various stakeholders.
6. Proficient in using audit software, data analysis tools, and MS Office applications.
7. Ability to work independently and manage multiple concurrent audits while adhering to strict deadlines.
8. Ethical conduct, integrity, and the ability to maintain confidentiality when handling sensitive information.

• Design Java Patterns & Advanced Data Structures / Algorithms
• Developing with Spring MVC Framework, Spring Core & Spring Boot
• Monitor Spring Security
• Designing excellent practical Object-Oriented software
• Developing effective APIs and Restful Web services and Java Micro- services for internal and external consumption
• Proficient in MySQL and complex relational database design

Pre-Requisites

• Min 3 years of hands-on development experience in Java Server side programming
• Bachelor of Engineering
• Familiarity with Web 2.0 technologies like JavaScript, HTML5, CSS, AngularJS and AJAX

Resolve product or service problems by clarifying the customer's complaint; determining the cause of the problem; selecting and explaining the best solution to solve the problem; expediting correction or adjustment; following up to ensure resolution.

Contribute to team effort by accomplishing related results as & when needed.

Identify and assess customer's needs to achieve the highest level of satisfaction.

Work closely with cross-functional teams to ensure customer concerns are resolved at the earliest.

• Provide knowledgeable answers to questions about product, pricing and availability.
• Data entry in various platforms.
• To handle inbound/outbound cardholder calls, with exceptional customer service as your constant goal.
• Educate customers regarding housing loan products.
• Make use of problem-solving/decision-making skills to achieve the highest level of customer satisfaction.

 

Pre-Requisites

Desired Candidate (who has):

• Strong empathy for customers and passionate for customer success.
• Good interpersonal and relationship-building skills.
• Excellent Hindi, Marathi/ Gujarati language command.

• Looking after credit underwriting of SENP / SEP cases (self-employed & non-professionals.) by having a deep understanding of applicant's financials and business background post visiting customer.
• Appraising loan applications for creditworthiness ensuring adherence to KYC norms, credit bureau assessment and financials
• Responsible for maintaining the processing TAT
• Managing the credit quality of underwritten cases. Having sound knowledge of present economic indicators as well as updates in the mortgage industry.
• Responsible for frequent training, updates on new circulars, crediand t policy with the sales team.
• Being a team player while assisting the team in implementing HO & local policies at ground level.

Pre-Requisites

• Graduation Mandatory
• Min 2 - 4 years of experience in affordable home loans with a HFC or NBFC.
• Having Exposure in SENP segment (non-Salaried segment) is mandatory.
• Strong Analytical skills along with Business Acumen.

1. Manage sales and distribution through cross-channel and open-market channels.
2. Manage and grow the Direct Sales team and focus on increased Productivity
3. Marketing and encashing catchment areas
4. Responsible for Builder relations and Builder Tie-Ups to focus on Primary Markets
5. Responsible for Project approvals of Builders 
6. Training & Development of the DST Team and DSAs 
7. Liasoning with Internal teams for a business like Credit, Legal, Technical, RCU & Operations
8. Responsible for end-to-end processing of the case and updating the status of the same to the customers.
9. Ensuring Top Class service for Customers for better NPS Scores

Pre-Requisites

1. Graduate with 2-6 years of experience in sales preferably in HFC or in NBFC.
2. Experience in recruiting and training sales teams and channel partners
3. Ability to liaison & follow up with external and internal stakeholders
4. Good written & verbal communication skills
5. Knowledge and understanding of the local market of Thane
6. Knowledge of compliance regulations as issued by NHB, RBI etc.

• Develop and generate business for assigned areas.
• Train && guide team on selling techniques, business processes and credit parameters.
• Monitor && track team performance.
• Conduct field visits for customer meetings, field investigations / other checks, relationship
• development and market mapping.
• Follow up && ensure credit approval from the concerned authority for files submitted.
• Collections / Recovery of assigned portfolio.
• Ensuring complete documentation, stamping and formalities related to pre/post disbursement.
• Complete control of NPA and overdue cases and their overall reduction to set targets.
• Abreast with the competitors’ practices and market activities/preferences and recommend future strategies.
• Conducting various marketing initiatives in assigned areas.
• Customer service Attending to customer enquiries/grievances on a timely basis.

Pre-Requisites

• Excellent organizational & Interpersonal skills.
• Ability to strategize and plan ahead.
• Proficiency with Microsoft Office.
• Excellent verbal and written communication skills.
• Graduation Mandatory with atleast 2 years of previous experience as a Branch Head.

 

1. Manage sales and distribution through cross-channel and open-market channels.
2. Manage and grow the Direct Sales team and focus on increased Productivity
3. Marketing and encashing catchment areas
4. Responsible for Builder relations and Builder Tie-Ups to focus on Primary Markets
5. Responsible for Project approvals of Builders 
6. Training & Development of the DST Team and DSAs 
7. Liasoning with Internal teams for a business like Credit, Legal, Technical, RCU & Operations
8. Responsible for end-to-end processing of the case and updating the status of the same to the customers.
9. Ensuring Top Class service for Customers for better NPS Scores

 

Pre-Requisites

1. Graduate with 2-6 years of experience in sales preferably in HFC or in NBFC.
2. Experience in recruiting and training sales teams and channel partners
3. Ability to liaison & follow up with external and internal stakeholders
4. Good written & verbal communication skills
5. Knowledge and understanding of the local market of Thane
6. Knowledge of compliance regulations as issued by NHB, RBI etc.

Job Description: Territory Sales Manager

Role:

• Responsible for sourcing new files for home loans through various channels and achieving disbursement targets in their assigned territory.
• Reporting to the Designated Regional Manager or Branch In charge, the primary goal of this role is to contribute to the growth of the organization's home loan portfolio.

Key Responsibilities:

• Sourcing New Files: Actively seek and source new home loan files through various channels.
• Achieving Disbursement Targets: Work towards and achieve set disbursement targets within the assigned territory.
• Documentation Processing: Complete necessary documentation for processing loan applications.
• Business Development: Actively participate in business development activities to promote home loans.

Role Requirements:

Minimum Education Qualification:

   - Essential: Intermediate / HSC (12th)

   - Desired: Graduate

Work Experience (in Years)

1-3 Years in Affordable Home Loans

Note:

This job description is intended to convey information essential to understanding the scope of the role and is not an exhaustive list of skills, efforts, duties, responsibilities, or working conditions associated with the position. The organization reserves the right to amend and change responsibilities to meet organizational needs as necessary.

• The candidate must be familiar with CIDCO & MHADA business. 
•  Should have a background in Prime Loans and not in affordable housing. 5-6 years of experience
• Identify new business opportunities and market trends to increase market share.
• Build and maintain relationships with government agencies, departments, and officials.
• Build and maintain strong relationships with government employees to generate leads and referrals.
• Ensure excellent customer service throughout the loan application and approval process.
• Address customer complaints and concerns in a timely and professional manner.
• Provide ongoing coaching and support to team members to enhance their productivity and effectiveness.
• Conduct regular performance evaluations and provide feedback to team members.

Pre-Requisites

 

• Bachelor's degree in Business Administration, Finance, or related field. Master's degree preferred.
• At least 5 years of experience in housing finance or a related field, with a focus on government business.
• Proven track record of success in business development and team management.
• Strong understanding of housing finance products, processes, and regulations.